top of page
Home & Electronics
No Credit Checks for
Travel & Leisure
Car & Automotives
Healthcare & Surgery
Finance & Business
Top No Credit Check searches
Iphone 15
Playstation 5
Smart TV
Ipad Pro
Macbook Laptop
Samsung Pro
NCC_logo_08.png

Bad credit is a thing of the past

FAQs

Moving house?

Smart TV
Fridge / Freezers
Ovens & Hobs
New sofa
NCC_logo_15.png
Cruises
Honeymoons
Weddings / Events

Special event coming up?

Package Holidays
No credit checks for : 
NCC_logo_17png.png
Where Do I Get Computer Financing with No Credit Check in the UK?

Securing computer financing with no credit check can be a practical solution for those who need a new computer but prefer not to undergo a traditional credit evaluation. This option is especially useful for individuals with poor credit scores or those who want to keep their financial details private. Here’s a comprehensive guide on where to find no credit check financing for computers in the UK.

Retailers Offering No Credit Check Financing

Currys PC World

Currys PC World is a leading electronics retailer in the UK that often provides flexible financing options, including some that do not require a credit check. They offer various computers and financing plans that might suit your needs.

How to Access:
  • Visit the Currys PC World website or a local store.
  • Browse their selection of computers and choose a financing plan.
  • Apply for the financing option and follow the instructions to complete your purchase.

Argos

Argos offers a range of computers and has financing options, including some that do not involve a credit check. Their “Buy Now, Pay Later” schemes might be available for computers.

How to Access:
  • Go to the Argos website or visit a store near you.
  • Select the computer you want and choose a payment plan.
  • Apply for financing online or in-store.

CEX (Computer Exchange)

CEX sells both new and pre-owned computers and offers payment options through BNPL services that typically do not require a credit check.

How to Access:
  • Browse CEX’s website or visit a store.
  • Choose a computer and use BNPL payment methods such as Clearpay or Laybuy.
  • Complete the purchase and financing arrangement through their payment partner.
Clearpay

Clearpay allows you to purchase computers and spread the cost over a series of payments, typically without requiring a credit check.
How to Access:
  • Shop online at retailers that accept Clearpay.
  • Choose Clearpay as your payment method at checkout.
  • Follow the instructions to set up your payment plan.

Klarna

Klarna offers BNPL services that can be used for computer purchases. While Klarna itself does not always require a credit check, the retailer’s policies may vary.
How to Access:
  • Choose a retailer that partners with Klarna.
  • Select Klarna at checkout and opt for a payment plan that suits your budget.
  • Set up your payment schedule according to the options available.

Laybuy

Laybuy enables you to pay for computers in weekly or bi-weekly installments without a credit check.

How to Access:
  • Shop at participating online retailers.
  • Select Laybuy as your payment option at checkout.
  • Set up your payment plan and complete the purchase.

Online Financing Platforms

Brighthouse


Brighthouse offers a rent-to-own scheme where you can rent a computer and eventually own it after making regular weekly or monthly payments.


How to Access:

  • Visit the Brighthouse website or a local store.

  • Choose the computer you want and apply for the rent-to-own plan.

  • Make regular payments and own the computer once the term is complete.


RentaCenter


RentaCenter provides rent-to-own options for a range of electronics, including computers, without requiring a credit check.


How to Access:

  • Check RentaCenter’s website or visit their store.

  • Select a computer and inquire about their rent-to-own plans.

  • Follow the process to make payments and eventually own the computer.

Rent-to-Own Services

Local Computer Shops


Local computer shops may offer flexible financing options, including weekly payments or rent-to-own schemes, without performing a credit check.


How to Access:

  • Visit local computer shops in your area.

  • Inquire about their financing options and terms.

  • Choose the plan that best fits your needs and budget.


Specialty Computer Retailers


Some specialty computer retailers provide their own financing plans that may not involve credit checks, particularly for custom-built or high-performance computers.


How to Access:

  • Research specialty computer retailers.

  • Check their financing options on their websites or contact them directly.

  • Apply for financing and complete your purchase.

Local Electronics and Computer Stores

Compare Terms

Different providers offer various terms and conditions. Compare financing options to find the best deal for your needs.


Read the Fine Print

Understand all terms, including interest rates, fees, and repayment schedules, before committing to any plan.


Check Reviews

Look for reviews of retailers or financing platforms to ensure they are reputable and trustworthy.


Prepare Documentation

Gather necessary documents such as proof of income, identification, and proof of address to expedite the process.

Tips for Securing No Credit Check Financing

Finding computer financing with no credit check in the UK is possible through a variety of retailers, online platforms, and specialty stores. By exploring options such as BNPL services, rent-to-own schemes, and peer-to-peer lending, you can secure the financing you need without the hassle of a credit check.
bottom of page